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Forget everything you think you know about crime. In the next 20 years, “traditional” crime as we know it today will be largely replaced by cyber-crime. In fact, this is already happening. Take bank robberies: According to the American Bankers Association, bank robberies are being steadily replaced by ATM-skimming and other ‘cyber-heists.’ FBI statistics show bank robberies are down 60% since their peak in 1991, and they plummeted another 23% just between 2011 and 2012. Other crimes are also following suit. Car thieves around the country are now using ‘mysterious gadgets’ to remotely unlock car doors without having to jimmy the lock or smash the window. Burglars have been robbing hotel rooms using a keyless door hacking tool that was first revealed at the Black Hat hacking conference. It’s time for people to stop thinking of cyber-crime as something that only happens on a computer. With the rise of ‘smart’ devices and the Internet of Things (IoT), the maturation of the online black market as a multi-billion dollar industry and the widespread commercial and recreational markets for do-it-yourself hacking tools, cyber attacks will become far more invasive, dangerous and even physical.